Credit card sign-up bonus or SUB is the most effective tool credit card issuers have in their toolbox to acquire quality customers, defined as people with...
Cash-offers give buyers a significant advantage because sellers will take the lowest offer if it’s all cash because they don’t have to be worried about delays...
Capitalism always ignores politics and significant social justice issues. Rumor has it that Tesla Inc might move its headquarters to Austin, Texas. The company held its...
Postal banking can be the first financial institution to cater to the financial well-being of low-to-moderate income American households. Existing consumer finance companies target and prey...
The financial crisis of 2007-2008 has lasting economic impacts. In the fall of 2008, the US gross domestic product (GDP) fell by 4.3 percent. Two well-researched...
Rent Burden or housing affordability is a serious problem facing American families. Renters who stopped making their rent payments last year did not spend their newfound...
Savings is an expense. Seeing it any other way can delay economic mobility, sometimes permanently. Even financially literate individuals sometimes see savings as an afterthought. Status...
You can’t build generational wealth if you are broke. It’s great that people from all socio-economic classes are talking about building generational wealth. However, the...
Apple Card, the giant technology company foray into the credit card business, launched in August 2019. With its second anniversary coming in a few weeks, it’s...
Lenders want you to be creditworthy before they can finance that house, car, or new business, and the FICO credit score is how 90% of them...