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The United States has long been considered the land of opportunity, where hard work is supposed to lead to financial success. However, in recent decades, the wages of American workers have stagnated, even as productivity has continued to increase. This phenomenon, known as wage stagnation, is a severe issue that affects millions of people in […]
Filing Your Taxes in 2022 might be more complicated due to advanced child tax credit, stimulus check, and covid-19 pandemic economic relief measures. Taxpayers can begin filing their taxes with the Internal Revenue Service (IRS) starting January 24 through April 18. The IRS has not said anything about extending the deadline. Continue reading to […]
A series of interest rate hikes coming this year, said the Federal Reserve Chairman Jerome Powell during his confirmation hearing before the U.S. Senate Committee on Banking, Housing, and Urban Affairs. The federal funds rate or benchmark rate is currently at a range of 0% to 0.25%. This year, it can go up as high […]
Capitalism always ignores politics and significant social justice issues. Rumor has it that Tesla Inc might move its headquarters to Austin, Texas. The company held its annual shareholder meeting there yesterday. Oracle, Apple (second-largest campus), Charles Schwab, and many more Silicon Valley companies have moved to Texas over the past couple of years. Moreover, many […]
The financial crisis of 2007-2008 has lasting economic impacts. In the fall of 2008, the US gross domestic product (GDP) fell by 4.3 percent. Two well-researched academic papers proposed a different reason for the Great Recession. The paper by Professor Baijnath Ramraika and Michael Benatar, titled “Real Estate Prices, Subprime Lending and Financial Crisis: Lessons […]
If you find yourself in a situation where you still owe money on your car but desire to purchase a new one, trading in your current vehicle can be a viable option. However, it’s essential to recognize that trading in...
By Article Posted by Staff Contributor
Introduction: When managing personal finances, it’s crucial to clearly understand the various charges and fees associated with credit and loan accounts. Learning how to calculate finance charges on credit card debts, auto loans, and mortgages help you take control of...
By Article Posted by Staff Contributor
A swimming pool can be a fantastic addition to any home, offering a refreshing escape from the summer heat and a gathering place for family and friends. However, the cost of building a pool can be a significant investment. This...
By Article Posted by Staff Contributor
Acquiring land can be an important step towards achieving your real estate goals, whether for building your dream home, starting a farm, or developing commercial property. However, purchasing land often requires financial assistance in the form of land loans. In...
By Article Posted by Staff Contributor
Imagine this: a generation caught between the shadows of the baby boomers and the millennials, suddenly waking up to the harsh reality of their impending retirement. ...
By MacKenzy Pierre
Be a Better Investor™ Tax-advantaged accounts allow individuals to save money while enjoying additional tax benefits. These accounts, including retirement, education, and health plans, can significantly...
By Article Posted by Staff Contributor
Picture this: the wind rushing through your hair, the thrill of the open road, and the freedom to explore new horizons. Owning a motorcycle can be...
By Article Posted by Staff Contributor
Closing costs are unavoidable in home-buying, adding a significant financial burden to an already expensive transaction. However, there are ways to ease the burden of these...
By Article Posted by Staff Contributor
Introduction A fixer-upper property is undeniably captivating. The charm of restoring a neglected house to its former glory or customizing a home to suit your unique...
By MacKenzy Pierre
Mobile, manufactured, and modular homes have become affordable alternatives to traditional housing options. These types of homes offer flexibility, cost-effectiveness, and various financing options. In this...
By Article Posted by Staff Contributor
If you find yourself in a situation where you still owe money on your car but desire to purchase a new one, trading in your current...
By Article Posted by Staff Contributor
Introduction: When managing personal finances, it’s crucial to clearly understand the various charges and fees associated with credit and loan accounts. Learning how to calculate finance...
By Article Posted by Staff Contributor
A swimming pool can be a fantastic addition to any home, offering a refreshing escape from the summer heat and a gathering place for family and...
By Article Posted by Staff Contributor
Acquiring land can be an important step towards achieving your real estate goals, whether for building your dream home, starting a farm, or developing commercial property....
By Article Posted by Staff Contributor
Imagine this: a generation caught between the shadows of the baby boomers and the millennials,...
Be a Better Investor™ Tax-advantaged accounts allow individuals to save money while enjoying additional tax...
Picture this: the wind rushing through your hair, the thrill of the open road, and...