It’s Not About How Much You Make — It’s How Much You Keep Portable Mortgages: Why the Middle Class Should Be Able to Take Their 3% Rate With Them Does Retiring the U.S. Penny Nudge America Further into a Cashless Future? From FDR’s 30-Year Breakthrough to Trump’s 50-Year Pitch: Is This Still About Homeownership — or Just Smaller Payments? Racial gaps in retirement plans leave Black, Hispanic workers with fewer benefits FICO Says Scores Are Slipping to 715 — Here’s What’s Actually Driving It (and How to Stay Out of the Downward Group) Why So Many Middle-Class (and Upper-Middle-Class) Households Can’t Stick to a Budget Reverse Mortgages for Middle-Class Families: Relief, or Just Eating the Inheritance? The One-Gift Rule: How to Stop Holiday Gift Inflation Without Looking Cheap Office gifting + Secret Santa: what’s actually fair Understand Financial Stressors — and Know How to Cope with Them Federal or private student loans? Here’s what the difference is. Your Complete Guide to FAFSA for the 2026–27 School Year Government Shutdown Leaves Millions Unpaid. Here’s How Banks Are Helping (Right Now) Annual Reminder: Review Your Beneficiaries (The 15-Minute Wealth Check) A Plan to Grow Your FICO® Score (Without the Gimmicks) Food Inflation vs. Holiday Menus: Feast Without the Financial Hangover How Much Do the Holidays Cost Middle-Class Americans? Points, Buy-Downs, and Breakeven: Stop Lighting Money on Fire Mortgage Recast: The Low-Cost Way to Shrink Your Payment Without Refinancing 🏠 The House That Built (and Broke) the Middle Class: How Much Home Should Americans Really Buy Property Tax Shock: How to Appeal Your Assessment (and Actually Win) The Equity Mirage: Why a $17.5 Trillion Cushion Doesn’t Mean You Should Strip Your House for Cash The Top 15 States Seeing the Biggest Equity Gains—Then vs. Now From Payday Loans to Junk Fees: Why Predatory Finance Targets the Middle Class Safe Bank Accounts: What They Are and How to Get One Switching Banks Made Simple: A Middle-Class Guide to Beating Junk Fees How Other Countries Protect Consumers: What the U.S. Can Learn from Abroad Why Annual Fees Keep Going Up (and What You Get in Return) Luxury Credit Cards in 2025: What’s Behind the Rising Fees? Why the American Middle Class Is Watching the Credit Card Battle from the Sidelines Middle-Class Money: Choosing Value Over Vanity Life Insurance Explained: Choosing the Right Policy for Your Family’s Financial Security How Millennials Can Still Buy a Home in 2025 — Even as the American Dream Shrinks Financial Literacy in America: Why 73% of Adults Struggle with Basic Money Questions Zelle Scams and Real-Time Payments: What You Need to Know Before You Send Money The Hidden Cost of Overdraft: Why Middle-Class Americans Still Pay Billions Are Big Banks Designed Against You? The Asymmetrical Relationship Between Middle-Class Americans and the Largest U.S. Banks Zero-Based Budgeting for Families: Planning Beyond Today Life Insurance and Debt: How to Protect Your Family Estate Planning for Millennials: Why It’s Not Just for the Elderly How to Minimize Debt Later in Life Your Dream Doesn’t Have to Bankrupt You: Why Affordable Dreams Matter for the Middle Class Credit Card Scores: Why Bankcard Models Matter More Than You Think 20 Colleges with Strong “Bang-for-Your-Tuition-Buck Alternative Credit: How Borrowers Without Traditional Credit Histories Can Still Qualify for Loans Commerce Secretary Howard Lutnick Worries about the Wrong GDP Financial Nihilism: How Millennials and Gen Z Are Betting Against Economic Reality The Nouveau Riche and the U.S. Tax Code: A Tale of Unequal Burdens 10 Ways to Retire Comfortably Even if You are Not a 401(k) Millionaire The Federal Reserve’s Rate Cut: What It Means for Your Finances and Why It’s Time to Act Now Dark Web Monitor Alert: Are You Safe from Identity Theft? Where to Find $20 Million Homes in the U.S.: The Ultimate Guide to Luxury Real Estate The COVID EIDL Loan Challenge: Small Businesses’ Struggles in a Post-Pandemic Economy Biggest Financial Crimes: Salomon Smith Barney Kamala Harris’s Ambitious Plan to Lower Housing Costs: A Comprehensive Look What Credit Card Users Should Know if the Fed Cuts Rates in September Taxing Unrealized Gains: A Political Pipe Dream with No Real Payoff Best Cars for Middle-Class Americans How to Finance an Engagement Ring The Risks and Rewards of Keeping a Mortgage After 65 Credit Score Breakdown: FICO and Vantage Scores In Search of the Next Asset Bubble Biggest Financial Crimes: Washington Mutual Financial Scandal Re-Drafting the 2023 IPO Class The Interest-Free Installments Economy FICO Scoring Models: Explained Fed Holds Off on Rate Hike Rise of the Global Middle Class: Opportunities and Challenges Protect Yourself from Financial Scams Money Motivators Mortgage Rate Buydown What Does the Hot Inflation Report Mean for the Housing Market How Do You Build Wealth: Invest in Yourself Times Up for Programmed Money Biggest Financial Crimes: Countrywide Quantitative Tightening, Inflation, & More The Stock Market Is On Sale Investors Need to Netflix and Chill Credit Card Fixed-Interest Loans: Explained Are You Money Smart? Build Your Credit for Free Filing Your Taxes in 2022 Credit Cards that Offer 2% Cashback on All Purchases Navient Ordered to Cancel Student Loans U.S. Mortgage Interest Rates Soaring Two Big Banks Cut Overdraft Fees 2022 IPO DRAFT CLASS: Ranking the Top 10 Prospects Re-Drafting the 2021 IPO Draft All You Need to Know about Buy Now Pay Later companies Credit Card Sign-Up Bonus or SUB The Best Credit Card for the Middle-Class Make An All-cash Offer with No Cash Capitalism Always Ignores Politics All You Need to Know about the Financial crisis of 2007-2008 American Families Face Serious Rent Burden Savings Is An Expense You Can’t Build Generational Wealth If You Are Broke IT’S OFFICIAL: Robinhood is a Meme Stock All You Need to Know About Biden Mortgage Modifications & Payment Reductions Apple Card 2nd Year Anniversary: Should You Get It Now Wells Fargo to Pull Customers Personal Lines of Credit The Rise of Individual Investors The US Housing Market Is Booming. Is a Crash Ahead? Financial Literacy: How to Be Smart with Your Money Non-Fungible Token (NFT):EXPLAINED SKYROCKETED CEO PAY & LONG LINES AT FOOD BANKS Amazon Workers Want to Unionize Another Major City Piloted Universal Basic Income The New Bubble: SPACs SUBMIT YOUR PPP ROUND 2 APPLICATION BEFORE MARCH 31ST Robinhood-GameStop Hearing & Payment for Order Flow Guess Who’s Coming to Main Street Democratic Senators Say No to $15 Minimum Wage BEZOS OUT! President Biden Most Impressive Act Went Unnoticed: CFPB Biden $1.9 Trillion Stimulus Package 2021 IPO DRAFT CLASS: Ranking the Top 10 Prospects $25 Billion Emergency Rental Assistance NO, TESLA IS NOT WORTH MORE THAN TOYOTA, VOLKSWAGEN, HYUNDAI, GM, AND FORD PUT TOGETHER AMAZON TO HAND OUT ITS WORKERS $300 HOLIDAY BONUS Where Does the American Middle-class stand on Student Debt Relief? Joe Biden’s Economic Plan Explained 4 TYPES OF BAD CREDIT REPORTS AND HOW TO FIX THEM What Is the Proper Approach to Not Buy Too Much House? FISCAL STIMULUS PLANS STILL IN ACTION How to Pick Investments for Your 401(k) 10 Simple Ways to Manage Your Money Better All You Need to Know about Reverse Mortgage All You Need to Know about Wholesale Real Estate Credit card Teaser Rates AVERAGE CREDIT CARD INTEREST RATE SURGES TO 20.5 Percent Trump Signs 4 Executive Orders for Coronavirus Economic Relief The Worst American Economy in History WHY CREDIT CARDS MINIMUM PAYMENTS ARE SO LOW? 10 BIGGEST COMPANIES IN AMERICA AND WHO OWNS THEM White House Wants to End the Extra $600-A-Week Unemployment  10 Countries That Penalize Savers FEWER CREDIT CARD BALANCE-TRANSFER OFFERS ARE IN YOUR MAILBOX Private Payrolls and the Unemployment Rate SHOULD YOU BUY INTO THE HOUSING MARKET RESILIENCY? WILL WE GET A SECOND STIMULUS CHECK The Child Tax Credit and Earned Income Tax Credit THE RETURN OF BUSINESS CYCLES Should You Request a Participant Loan or an Early 401(k) Withdrawal? Homebuyers Should Not Worry about Strict Mortgage Borrowing Standards The Potential Unintended Consequences of Mortgage Forbearance All Business Owners Need to Know about the Paycheck Protection Program 10 MILLION UNEMPLOYMENT CLAIMS IN TWO WEEKS HOW WILL THE GLOBAL MIDDLE-CLASS RECOVER FROM A SECOND ECONOMIC RECESSION IN A DECADE? WILL U.S. CONSUMERS CONTINUE TO SPEND? HOW’S YOUR 401(k) PRESIDENT TRUMP SIGNS $2.2 TRILLION CORONAVIRUS STIMULUS BILL MIDDLE-CLASS NIGHTMARE: MORE THAN 3.3 AMERICAN FILED FOR UNEMPLOYMENT CLAIMS IN THE US LAST WEEK. LAWMAKERS AGREED ON $2 TRILLION CORONAVIRUS STIMULUS DEAL CORONAVIRUS STIMULUS PACKAGE FAILED AGAIN IN THE SENATE APRIL 15 (TAX DAY) DELAYED DEMOCRATS AND REPUBLICANS DIFFER ON HOW $2 TRILLION OF YOUR TAX MONEY SHOULD BE SPENT YOU CAN DELAY MORTGAGE PAYMENTS UP TO 1 YEAR, BUT SHOULD YOU? 110 Million American Consumers Could See Their Credit Scores Change The Middle-Class Needs to Support Elizabeth Warren’s Bankruptcy Plan The SECURE Act & Stretch IRA: 5 Key Retirement Changes 5 Best Blue-chip Dividend Stocks for 2020 9 Common Bankruptcy Myths 401(K) BLUNDERS TO AVOID Government Policies Built and Destroyed America’s Middle-Class & JCPenney Elijah E. Cummings, Esteemed Democrat Who Led the Impeachment Inquiry into Trump, Dies at 68 12 Candidates One-stage: Who Championed Middle-Class Policies the Most WeWork: From Roadshow to Bankruptcy Stand with the United Auto Workers Formal impeachment Inquiry into President Donald Trump America Is Still a Middle-Class Country SAUDI OIL ATTACKS: All YOU NEED TO KNOW THE FEDERAL RESERVE ABOLISHED BUSINESS CYCLES AUTO WORKERS GO ON STRIKE Saudi Attacks Send Oil Prices Spiraling REMEMBERING 9/11 What to Expect from the 116th Congress after Their August Recess Should You Accept the Pain of Trump’s Trade War? 45th G7 Summit-President Macron Leads Summit No More Upper-Class Tax Cuts Mr. President! APPLE CARD IS HERE-SHOULD YOU APPLY? THE GIG ECONOMY CREATES A PERMANENT UNDERCLASS 5 REASONS IT’S SO HARD FOR LOW-INCOME INDIVIDUALS TO MOVE UP TO THE MIDDLE CLASS ARE YOU PART OF THE MIDDLE CLASS? USE THIS CALCULATOR TO FIND OUT? WELLS FARGO IS A DANGER TO THE MIDDLE CLASS The Financialization of Everything Is Killing the Middle Class