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The United States has long been considered the land of opportunity, where hard work is supposed to lead to financial success. However, in recent decades, the wages of American workers have stagnated, even as productivity has continued to increase. This phenomenon, known as wage stagnation, is a severe issue that affects millions of people in […]
Filing Your Taxes in 2022 might be more complicated due to advanced child tax credit, stimulus check, and covid-19 pandemic economic relief measures. Taxpayers can begin filing their taxes with the Internal Revenue Service (IRS) starting January 24 through April 18. The IRS has not said anything about extending the deadline. Continue reading to […]
A series of interest rate hikes coming this year, said the Federal Reserve Chairman Jerome Powell during his confirmation hearing before the U.S. Senate Committee on Banking, Housing, and Urban Affairs. The federal funds rate or benchmark rate is currently at a range of 0% to 0.25%. This year, it can go up as high […]
Capitalism always ignores politics and significant social justice issues. Rumor has it that Tesla Inc might move its headquarters to Austin, Texas. The company held its annual shareholder meeting there yesterday. Oracle, Apple (second-largest campus), Charles Schwab, and many more Silicon Valley companies have moved to Texas over the past couple of years. Moreover, many […]
The financial crisis of 2007-2008 has lasting economic impacts. In the fall of 2008, the US gross domestic product (GDP) fell by 4.3 percent. Two well-researched academic papers proposed a different reason for the Great Recession. The paper by Professor Baijnath Ramraika and Michael Benatar, titled “Real Estate Prices, Subprime Lending and Financial Crisis: Lessons […]
Securing adequate financing is often critical when starting or expanding a small business. Small business loans can provide capital to fuel growth, launch new ventures, or cover operational expenses. However, finding the best small business loan that offers a low...
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Managing debt can be daunting, especially when faced with multiple financial obligations. To tackle this challenge, it is crucial to prioritize debt repayment wisely. In this article, we will explore three popular debt elimination strategies: the Avalanche Method, the Snowball...
By MacKenzy Pierre
Corporate credit cards dont require business owners to assume liability for the debt, but they are often available to established corporations with multi-million dollar annual revenue. For established businesses, having access to credit cards tailored to their specific needs is...
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Business owners can use business credit cards to streamline their business finances just like they make personal credit cards an integral part of their financial lives, serving as a convenient means of payment and offering various benefits. When it comes...
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Imagine this: a generation caught between the shadows of the baby boomers and the millennials, suddenly waking up to the harsh reality of their impending retirement. ...
By MacKenzy Pierre
Be a Better Investor™ Tax-advantaged accounts allow individuals to save money while enjoying additional tax benefits. These accounts, including retirement, education, and health plans, can significantly...
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Picture this: the wind rushing through your hair, the thrill of the open road, and the freedom to explore new horizons. Owning a motorcycle can be...
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Closing costs are unavoidable in home-buying, adding a significant financial burden to an already expensive transaction. However, there are ways to ease the burden of these...
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Introduction A fixer-upper property is undeniably captivating. The charm of restoring a neglected house to its former glory or customizing a home to suit your unique...
By MacKenzy Pierre
Mobile, manufactured, and modular homes have become affordable alternatives to traditional housing options. These types of homes offer flexibility, cost-effectiveness, and various financing options. In this...
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If you find yourself in a situation where you still owe money on your car but desire to purchase a new one, trading in your current...
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Introduction: When managing personal finances, it’s crucial to clearly understand the various charges and fees associated with credit and loan accounts. Learning how to calculate finance...
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A swimming pool can be a fantastic addition to any home, offering a refreshing escape from the summer heat and a gathering place for family and...
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Acquiring land can be an important step towards achieving your real estate goals, whether for building your dream home, starting a farm, or developing commercial property....
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Imagine this: a generation caught between the shadows of the baby boomers and the millennials,...
Be a Better Investor™ Tax-advantaged accounts allow individuals to save money while enjoying additional tax...
Picture this: the wind rushing through your hair, the thrill of the open road, and...