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As a college student, you’re probably thinking about your future and how to ease the move into adulthood. Aside from thinking about future employment, one thing...
If you find yourself with a bad credit history, it is unfortunate, as it will have costly consequences, especially if you are thinking of buying a...
According to data from Experian, the average credit score in America is 688, which is one of the big 3 credit agencies. Equifax and Transunion are...
Since the beginning of time, from the silver and gold era economy to fractional reserve banking, money has been one of the most powerful motivators in...
By MacKenzy Pierre
Starting a business is an exciting and challenging endeavor. One of the most significant hurdles entrepreneurs face is securing funding to get their businesses off the...
By MacKenzy Pierre
Money transfers have become an essential part of modern life. With the globalization of business and the increasing number of people living and working abroad, it’s...
By Article Posted by Staff Contributor
Credit card debt hit a record of $986 billion in the United States in the final quarter of 2022. The average credit card user carried a...
By Article Posted by Staff Contributor
Accounting: The process of recording and reporting financial transactions. Accounts payable: Money owed by a business to its suppliers or creditors. Accounts receivable: Money owed to...
By Article Posted by Staff Contributor
Credit reports and scores are critical components of an individual’s financial health and play a significant role in determining their ability to access loans, credit cards,...
By Article Posted by Staff Contributor
With the rising foreclosures, car repossessions, and credit card defaults, numerous American consumers are getting debt collection calls. Debtors need to learn about the debt collection...
By Article Posted by Staff Contributor
Auto loans are a popular way for individuals to finance the purchase of a new or used vehicle. These loans can be secured or unsecured, meaning...
By Article Posted by Staff Contributor
A mortgage rate buydown is a financing strategy borrowers use to reduce the interest rate on their mortgage loans. Sellers start offering it as a concession...
By Article Posted by Staff Contributor
Financial literacy is understanding and using financial knowledge to make informed decisions. With the average American holding a debt balance of $96,371, it is an essential...
By MacKenzy Pierre
Since the beginning of time, from the silver and gold era economy to fractional reserve...
Starting a business is an exciting and challenging endeavor. One of the most significant hurdles...
Money transfers have become an essential part of modern life. With the globalization of business...