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Refinancing your credit card debt is the best way to take advantage of this era of cheap money. The average interest rate on the 30-year fixed...
Creating a list of best credit cards for new immigrants is essential because great financial products expedite the assimilation process. Credit and the American economy are...
Banks are an integral part of social mobility; this is more so for immigrants. Having access to financial services, including inexpensive checking and saving accounts is...
Wells Fargo is hurting more than helping their middle-class clientele. People with checking and savings accounts are more likely to become homeowners, move up a rung...
You can tell a lot about someone’s economic standing by their mortgage application. The size of the down payment. The type of loan. The number of...
By MacKenzy Pierre
Reality Check You don’t wake up planning to get scammed. No one does. It starts with a “fraud alert” text that looks real, a too-slick investment...
By Article Posted by Staff Contributor
If your property tax bill jumped like it found a pre-workout, don’t just grumble—appeal it. Assessments aren’t infallible. They’re models, with human inputs. That means they...
By Article Posted by Staff Contributor
The Fast Answer (Start Here) If your current first-mortgage rate is meaningfully lower than today’s, keep it. A HELOC (or fixed second) lets you access equity...
By Article Posted by Staff Contributor
Middle-class life looks different in every corner of America. In some states, it’s a tidy three-bed ranch with a short commute; in others, it’s a condo...
By Article Posted by Staff Contributor
For many Americans, owning a car was long a pillar of middle-class stability. That’s shifting. Monthly car payments have now soared: the average new-vehicle payment is...
By Article Posted by Staff Contributor
Mortgage rates barely slipped—call it three-quarters of a point from recent highs—and yet homeowners rushed to cash-out refis like it’s 2005 with granite countertops on the...
By FMC Editorial Team
A handful of states—mostly in the Northeast and Midwest—are posting the strongest house-price gains right now. But before you treat rising equity like found money, remember...
By FMC Editorial Team
If you’ve ever paid a $35 overdraft fee or borrowed $500 from a payday lender, you’ve felt the reach of America’s quietest predator — the financial...
By Article Posted by Staff Contributor
A bank account should keep your money safe — not nickel-and-dime you every month. If you’ve ever been hit with a $35 overdraft fee or had...
By Article Posted by Staff Contributor
You can tell a lot about someone’s economic standing by their mortgage application. The size...
Reality Check You don’t wake up planning to get scammed. No one does. It starts...
If your property tax bill jumped like it found a pre-workout, don’t just grumble—appeal it....