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Wells Fargo is hurting more than helping their middle-class clientele. People with checking and savings accounts are more likely to become homeowners, move up a rung...
Last week, I received an email from Apple Store stating that I could trade in my iPhone 7 plus to one of the newest phones. The...
You can tell a lot about someone’s economic standing by their mortgage application. The size of the down payment. The type of loan. The number of...
By MacKenzy Pierre
Reality Check You don’t wake up planning to get scammed. No one does. It starts with a “fraud alert” text that looks real, a too-slick investment...
By MacKenzy Pierre
If your property tax bill jumped like it found a pre-workout, don’t just grumble—appeal it. Assessments aren’t infallible. They’re models, with human inputs. That means they...
By MacKenzy Pierre
The Fast Answer (Start Here) If your current first-mortgage rate is meaningfully lower than today’s, keep it. A HELOC (or fixed second) lets you access equity...
By MacKenzy Pierre
Middle-class life looks different in every corner of America. In some states, it’s a tidy three-bed ranch with a short commute; in others, it’s a condo...
By MacKenzy Pierre
For many Americans, owning a car was long a pillar of middle-class stability. That’s shifting. Monthly car payments have now soared: the average new-vehicle payment is...
By MacKenzy Pierre
Mortgage rates barely slipped—call it three-quarters of a point from recent highs—and yet homeowners rushed to cash-out refis like it’s 2005 with granite countertops on the...
By MacKenzy Pierre
A handful of states—mostly in the Northeast and Midwest—are posting the strongest house-price gains right now. But before you treat rising equity like found money, remember...
By MacKenzy Pierre
If you’ve ever paid a $35 overdraft fee or borrowed $500 from a payday lender, you’ve felt the reach of America’s quietest predator — the financial...
By MacKenzy Pierre
A bank account should keep your money safe — not nickel-and-dime you every month. If you’ve ever been hit with a $35 overdraft fee or had...
By MacKenzy Pierre
You can tell a lot about someone’s economic standing by their mortgage application. The size...
Reality Check You don’t wake up planning to get scammed. No one does. It starts...
If your property tax bill jumped like it found a pre-workout, don’t just grumble—appeal it....