If you’re sitting on a 3% mortgage right now, congratulations — and I’m sorry. Congratulations, because you locked in one of the best deals the American housing market has ever handed out. Sorry, because that same deal might be the...
Introduction: A Tiny Coin, a Loud Message In February 2025, President Trump told Treasury to stop making new pennies, calling the coin wasteful because it cost almost four cents to make one cent. Treasury followed through in May and placed...
Black and Hispanic workers who do everything right — enroll in their employer’s 401(k) or 403(b), contribute regularly and try to build for retirement — are still getting less out of the system than white workers, researchers say. New analysis...
Introduction: The latest FICO® Score Credit Insights report shows something easy to miss if you only look at the headline number: yes, the national average score dipped to 715, but the story behind that drop is what matters — rising...
