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As of mid-2024, the housing market continues to navigate a complex landscape shaped by fluctuating interest rates, varying home prices, and evolving buyer behavior. Understanding the...
Mortgage forbearance requests were up to nearly 2,000 percent in the second half of March. The Mortgage Banker Association (MBA) expects deferral request to keep increasing...
You should escrow your property taxes and home insurance because it is the most convenient way to make sure that you pay them on time. Escrowing...
Elizabeth Warren taxes Rembrandts; we, the middle-class, could not agree more. I received the 2019 Notice of Proposed Property Taxes and Proposed or Adopted Non-ad Valorem...
For many Americans, owning a car was long a pillar of middle-class stability. That’s shifting. Monthly car payments have now soared: the average new-vehicle payment is...
By Article Posted by Staff Contributor
Mortgage rates barely slipped—call it three-quarters of a point from recent highs—and yet homeowners rushed to cash-out refis like it’s 2005 with granite countertops on the...
By FMC Editorial Team
A handful of states—mostly in the Northeast and Midwest—are posting the strongest house-price gains right now. But before you treat rising equity like found money, remember...
By FMC Editorial Team
If you’ve ever paid a $35 overdraft fee or borrowed $500 from a payday lender, you’ve felt the reach of America’s quietest predator — the financial...
By Article Posted by Staff Contributor
A bank account should keep your money safe — not nickel-and-dime you every month. If you’ve ever been hit with a $35 overdraft fee or had...
By Article Posted by Staff Contributor
If your bank has been quietly eating away at your balance with “maintenance,” “paper statement,” or “non-activity” fees, it’s time to make a move. Too...
By Article Posted by Staff Contributor
The fight for fairness in finance isn’t fought in marble halls — it’s fought every time a family gets hit with a $35 overdraft fee. If...
By Article Posted by Staff Contributor
If you think American banks charge too many fees, you’re right — and you’re not imagining it. Compared to much of the developed world, the United...
By Article Posted by Staff Contributor
The illusion (why “free points” aren’t free) Rewards feel like free money. In reality, red tape, devaluations, and “earn-more-to-save-more” nudges push you to overspend for perks...
By Article Posted by Staff Contributor
The give-and-take (how premium cards actually work) Premium cards are a trade: issuers “give” perks (lounges, credits, partners), and you “give back” via the annual fee...
By Article Posted by Staff Contributor
For many Americans, owning a car was long a pillar of middle-class stability. That’s shifting....
Mortgage rates barely slipped—call it three-quarters of a point from recent highs—and yet homeowners rushed...
A handful of states—mostly in the Northeast and Midwest—are posting the strongest house-price gains right...