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According to a report from the Organization for Economic Co-operation and Development (OECD), it could take 150 years for a child from a poor UK family...
Zoning laws limit the construction of affordable housing; the intended and unintended consequences of those laws are Alphabet District in Northern Las Vegas and Los Angeles...
Too many low- and moderate-income individuals don’t have bank accounts. The scarcity of blue-collar jobs impedes the low- and moderate-income individuals to move up to the...
If your property tax bill jumped like it found a pre-workout, don’t just grumble—appeal it. Assessments aren’t infallible. They’re models, with human inputs. That means they...
By Article Posted by Staff Contributor
The Fast Answer (Start Here) If your current first-mortgage rate is meaningfully lower than today’s, keep it. A HELOC (or fixed second) lets you access equity...
By Article Posted by Staff Contributor
Middle-class life looks different in every corner of America. In some states, it’s a tidy three-bed ranch with a short commute; in others, it’s a condo...
By Article Posted by Staff Contributor
For many Americans, owning a car was long a pillar of middle-class stability. That’s shifting. Monthly car payments have now soared: the average new-vehicle payment is...
By Article Posted by Staff Contributor
Mortgage rates barely slipped—call it three-quarters of a point from recent highs—and yet homeowners rushed to cash-out refis like it’s 2005 with granite countertops on the...
By FMC Editorial Team
A handful of states—mostly in the Northeast and Midwest—are posting the strongest house-price gains right now. But before you treat rising equity like found money, remember...
By FMC Editorial Team
If you’ve ever paid a $35 overdraft fee or borrowed $500 from a payday lender, you’ve felt the reach of America’s quietest predator — the financial...
By Article Posted by Staff Contributor
A bank account should keep your money safe — not nickel-and-dime you every month. If you’ve ever been hit with a $35 overdraft fee or had...
By Article Posted by Staff Contributor
If your bank has been quietly eating away at your balance with “maintenance,” “paper statement,” or “non-activity” fees, it’s time to make a move. Too...
By Article Posted by Staff Contributor
The fight for fairness in finance isn’t fought in marble halls — it’s fought every time a family gets hit with a $35 overdraft fee. If...
By Article Posted by Staff Contributor
If your property tax bill jumped like it found a pre-workout, don’t just grumble—appeal it....
The Fast Answer (Start Here) If your current first-mortgage rate is meaningfully lower than today’s,...
Middle-class life looks different in every corner of America. In some states, it’s a tidy...