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The lingering shadows of the Gilded Age stretch into the present, casting a long silhouette over America’s economic landscape. Families like the Waltons, the Mars clan, and the Cargill-MacMillans stand as pillars of enduring wealth, their fortunes built over decades and, in some cases, centuries. These dynasties have accumulated vast resources and mastered the art […]
If you’ve been waiting for a sign to make big moves with your finances, this is it. The Federal Reserve just made its first interest rate cut since 2020, slashing the federal funds rate by a full half percentage point. This is no small step—it’s a loud and clear signal that the era of “cheap […]
These are Services that Middle-Class Americans Won’t Be Able to Afford by 2030 Due to Inflation and Price Gouging Taking your kids to a sporting event used to be an affordable weekend pastime for families. Seeing your favorite band whenever they were in town didn’t break the bank. But those days are quickly fading. Now, […]
Housing in America is in crisis. Skyrocketing rents, climbing mortgage rates, and a relentless shortage of affordable homes have left millions of Americans struggling to keep a roof over their heads. In response to this mounting challenge, Vice President Kamala Harris has unveiled a sweeping plan aimed at lowering housing costs and expanding access to […]
Democrats keep floating the idea of taxing unrealized gains, but let’s be real—it’s a non-starter. Why? Because they’re unrealized. Sure, they’ll tell you it’s aimed at the ultra-wealthy, those sitting on $100 million or more, and they’ll calculate it by subtracting liabilities from assets—essentially boiling it down to net worth. But let’s pause for a […]
Picture this: the wind rushing through your hair, the thrill of the open road, and the freedom to explore new horizons. Owning a motorcycle can be a life-changing experience, but the upfront cost can dent your dreams. Fear not, fellow...
By Article Posted by Staff Contributor
Closing costs are unavoidable in home-buying, adding a significant financial burden to an already expensive transaction. However, there are ways to ease the burden of these costs, including financing options. In this article, we’ll delve into the concept of financing...
By Article Posted by Staff Contributor
Introduction A fixer-upper property is undeniably captivating. The charm of restoring a neglected house to its former glory or customizing a home to suit your unique tastes is a dream many share. But how can you turn that dream into...
By MacKenzy Pierre
Mobile, manufactured, and modular homes have become affordable alternatives to traditional housing options. These types of homes offer flexibility, cost-effectiveness, and various financing options. In this article, we will explore the differences between mobile, modular, and manufactured homes, discuss different...
By Article Posted by Staff Contributor
The Growing Divide Between Main Street and Wall Street Walk down any neighborhood street today, and the story is clear: Americans are financially stretched thin. Auto...
By Article Posted by Staff Contributor
The American middle class was feeling the gust front for months before the Katrina-like financial storm hit in 2008. The name of this financial storm could...
By MacKenzy Pierre
We were ready to write the epitaph for the U.S. IPO market, at least for this year. Then Newsmax, the right-wing media outlet, gave it a...
By MacKenzy Pierre
Commerce Secretary Howard Lutnick said during an interview with Fox News a few weeks ago that when the new gross domestic product (GDP) number is released...
By MacKenzy Pierre
A few days ago, I saw a social media video of a guy who, not even 35 years old, spent a considerable amount of time in...
By MacKenzy Pierre
When managing your finances, two terms often pop up: saving and investing. But what’s the difference, and how do you decide which one’s right for you?...
By Article Posted by Staff Contributor
Introduction In 2023, about 4.2% of U.S. households—equivalent to approximately 5.6 million families—remained unbanked. Despite years of economic growth and increased financial services accessibility, millions of...
By FMC Editorial Team
The question of whether to rent or buy a home has been overanalyzed by just about everyone with a calculator and an opinion. And yet, too...
By MacKenzy Pierre
Introduction: The Safety Net You Can’t Afford to Ignore Life is full of unexpected events—whether it’s a surprise medical bill, a sudden car breakdown, or a...
By Article Posted by Staff Contributor
Maximize Your Retirement Savings in 2024: Key IRS Adjustments to Know Saving for retirement just got a bit easier—and potentially more lucrative—thanks to new cost-of-living adjustments...
By Article Posted by Staff Contributor
The Growing Divide Between Main Street and Wall Street Walk down any neighborhood street today,...
The American middle class was feeling the gust front for months before the Katrina-like financial...
We were ready to write the epitaph for the U.S. IPO market, at least for...