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The US Housing Market Is Booming. Is a Crash Ahead? Financial Literacy: How to Be Smart with Your Money Non-Fungible Token (NFT):EXPLAINED SKYROCKETED CEO PAY & LONG LINES AT FOOD BANKS Amazon Workers Want to Unionize Another Major City Piloted Universal Basic Income The New Bubble: SPACs SUBMIT YOUR PPP ROUND 2 APPLICATION BEFORE MARCH 31ST Robinhood-GameStop Hearing & Payment for Order Flow Guess Who’s Coming to Main Street Democratic Senators Say No to $15 Minimum Wage BEZOS OUT! President Biden Most Impressive Act Went Unnoticed: CFPB Biden $1.9 Trillion Stimulus Package 2021 IPO DRAFT CLASS: Ranking the Top 10 Prospects $25 Billion Emergency Rental Assistance NO, TESLA IS NOT WORTH MORE THAN TOYOTA, VOLKSWAGEN, HYUNDAI, GM, AND FORD PUT TOGETHER AMAZON TO HAND OUT ITS WORKERS $300 HOLIDAY BONUS Where Does the American Middle-class stand on Student Debt Relief? Joe Biden’s Economic Plan Explained 4 TYPES OF BAD CREDIT REPORTS AND HOW TO FIX THEM What Is the Proper Approach to Not Buy Too Much House? FISCAL STIMULUS PLANS STILL IN ACTION How to Pick Investments for Your 401(k) 10 Simple Ways to Manage Your Money Better All You Need to Know about Reverse Mortgage All You Need to Know about Wholesale Real Estate Credit card Teaser Rates AVERAGE CREDIT CARD INTEREST RATE SURGES TO 20.5 Percent Trump Signs 4 Executive Orders for Coronavirus Economic Relief The Worst American Economy in History WHY CREDIT CARDS MINIMUM PAYMENTS ARE SO LOW? 10 BIGGEST COMPANIES IN AMERICA AND WHO OWNS THEM White House Wants to End the Extra $600-A-Week Unemployment  10 Countries That Penalize Savers FEWER CREDIT CARD BALANCE-TRANSFER OFFERS ARE IN YOUR MAILBOX Private Payrolls and the Unemployment Rate SHOULD YOU BUY INTO THE HOUSING MARKET RESILIENCY? WILL WE GET A SECOND STIMULUS CHECK The Child Tax Credit and Earned Income Tax Credit THE RETURN OF BUSINESS CYCLES Should You Request a Participant Loan or an Early 401(k) Withdrawal? Homebuyers Should Not Worry about Strict Mortgage Borrowing Standards The Potential Unintended Consequences of Mortgage Forbearance All Business Owners Need to Know about the Paycheck Protection Program 10 MILLION UNEMPLOYMENT CLAIMS IN TWO WEEKS HOW WILL THE GLOBAL MIDDLE-CLASS RECOVER FROM A SECOND ECONOMIC RECESSION IN A DECADE? WILL U.S. CONSUMERS CONTINUE TO SPEND? HOW’S YOUR 401(k) PRESIDENT TRUMP SIGNS $2.2 TRILLION CORONAVIRUS STIMULUS BILL MIDDLE-CLASS NIGHTMARE: MORE THAN 3.3 AMERICAN FILED FOR UNEMPLOYMENT CLAIMS IN THE US LAST WEEK. LAWMAKERS AGREED ON $2 TRILLION CORONAVIRUS STIMULUS DEAL CORONAVIRUS STIMULUS PACKAGE FAILED AGAIN IN THE SENATE APRIL 15 (TAX DAY) DELAYED DEMOCRATS AND REPUBLICANS DIFFER ON HOW $2 TRILLION OF YOUR TAX MONEY SHOULD BE SPENT YOU CAN DELAY MORTGAGE PAYMENTS UP TO 1 YEAR, BUT SHOULD YOU? 110 Million American Consumers Could See Their Credit Scores Change The Middle-Class Needs to Support Elizabeth Warren’s Bankruptcy Plan The SECURE Act & Stretch IRA: 5 Key Retirement Changes 5 Best Blue-chip Dividend Stocks for 2020 9 Common Bankruptcy Myths 401(K) BLUNDERS TO AVOID Government Policies Built and Destroyed America’s Middle-Class & JCPenney Elijah E. Cummings, Esteemed Democrat Who Led the Impeachment Inquiry into Trump, Dies at 68 12 Candidates One-stage: Who Championed Middle-Class Policies the Most WeWork: From Roadshow to Bankruptcy Stand with the United Auto Workers Formal impeachment Inquiry into President Donald Trump America Is Still a Middle-Class Country SAUDI OIL ATTACKS: All YOU NEED TO KNOW THE FEDERAL RESERVE ABOLISHED BUSINESS CYCLES AUTO WORKERS GO ON STRIKE Saudi Attacks Send Oil Prices Spiraling REMEMBERING 9/11 What to Expect from the 116th Congress after Their August Recess Should You Accept the Pain of Trump’s Trade War? 45th G7 Summit-President Macron Leads Summit No More Upper-Class Tax Cuts Mr. President! APPLE CARD IS HERE-SHOULD YOU APPLY? THE GIG ECONOMY CREATES A PERMANENT UNDERCLASS 5 REASONS IT’S SO HARD FOR LOW-INCOME INDIVIDUALS TO MOVE UP TO THE MIDDLE CLASS ARE YOU PART OF THE MIDDLE CLASS? USE THIS CALCULATOR TO FIND OUT? WELLS FARGO IS A DANGER TO THE MIDDLE CLASS The Financialization of Everything Is Killing the Middle Class
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American Middle Class

Will the Real Middle-Class Joe Please Stand UP

Joe Biden will not cancel student debt because he has never really supported the middle class.   President Joe Biden had his first town hall on February 16, 2021. In response to a popular question from one woman in the audience on student debt forgiveness, the President said he would not support $50,000 in student debt […]

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American Middle Class

IS JOE BIDEN RELIEF PLAN TOO GENEROUS

Joe Biden’s relief plan is getting pushback from both Democrats and Republicans for its generosity.  The new President released its $1.9 trillion stimulus package about two weeks ago; it includes checks to American families, money for states and local governments, support for vaccine distribution, and more. The plan calls for $400 weekly pandemic unemployment benefits, […]

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Personal Finance

Biden $1.9 Trillion Stimulus Package

$1,400 checks to American families $350 billion aid to  states and local governments $160 billion for vaccine distribution $400 extend and enhance jobless benefits President-elect Joe Biden released his big economic stimulus package. The $1.9 trillion COVID response package will be the sixth stimulus package since the pandemic. What’s in the  American Rescue Plan  The […]

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American Middle Class

Joe Biden’s Economic Plan Explained

Seldom has an election garnered as many eyeballs and interest as the current one since it is happening when the American population has been deeply polarized. The Democrats have accused Republican President Donald J Trump of leading the citizens into an extra tax burden. This has been the moot point of discussion amongst supporters of […]

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American Middle Class

Who would benefit more from another round of fiscal stimulus ahead of the November Election?

With the Election being  35 days away, which presidential candidate would benefit more another round of fiscal stimulus?  Republican lawmakers continue to disagree on another round of fiscal stimulus, but President Trump wants to send direct payments to the American people before November 3.   The disagreement continues among U.S. lawmakers; however, the momentum for another […]

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  • Finance / Aug 13, 2019

    5 REASONS IT’S SO HARD FOR LOW-INCOME INDIVIDUALS TO MOVE UP TO THE MIDDLE CLASS

    Too many low- and moderate-income individuals don’t have bank accounts. The scarcity of blue-collar jobs impedes the low- and moderate-income individuals to move up to the middle class. Lousy credit scores make most of the financial transactions the low- and...

  • American Middle Class / Aug 13, 2019

    ARE YOU PART OF THE MIDDLE CLASS? USE THIS CALCULATOR TO FIND OUT?

    Are you part of the middle-class?  Most of us think they are; now, you can confirm your status. Let’s be honest climbing the socioeconomic ladder, and staying there has not been easy. Rising rents, education, and healthcare are parts of...

  • Business / Aug 12, 2019

    WELLS FARGO IS A DANGER TO THE MIDDLE CLASS

    Wells Fargo is hurting more than helping their middle-class clientele. People with checking and savings accounts are more likely to become homeowners, move up a rung on the socioeconomic ladder, or start a new business. According to Violation Tracker, Wells...

  • Business / Aug 12, 2019

    The Financialization of Everything Is Killing the Middle Class

    Last week, I received an email from Apple Store stating that I could trade in my iPhone 7 plus to one of the newest phones.  The iPhone Xs that I was interested in cost about 750 dollars; however, I could...

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American Middle Class / May 22, 2021

What to Make of America’s Inflation Spike?

Since the late 1920’s when statistics began to be officially compiled, the US inflation rate...

American Middle Class / May 09, 2021

How to Use Credit Cards Wisely

Lenders want you to be creditworthy before they can finance that house, car, or new...

American Middle Class / May 02, 2021

Time to Start Paying Back the Covid-19 Hardship Withdrawal

Covid-19 hardship withdrawal was made possible by the Coronavirus Aid, Relief, and Economic Security (CARES)...