Upfront mortgage insurance premium (UFMIP) and private mortgage insurance (PMI) make homeownership accessible to Americans with modest incomes. The unemployment rate is at a historic low, but homeownership remains an unachievable dream for medium-income Americans. In many big cities, buying...
Life insurance is an integral part of holistic financial planning, but most middle-income American households either have no life insurance or are vastly underinsured. Whether you’re the sole provider for your family or you and your spouse share household expenses,...
FHA loans are in demand again a decade-plus years after the Great Recession. With its low down-payment and credit score requirements, Federal Housing Administration (FHA) loans are the way that low-income Americans can buy homes. According to a HodPads report,...
Chase Bank will increase the annual Membership Fee on its Sapphire Reserve credit card to $550. The company made the announcement about two weeks ago. In addition to its high annual fee, the Chase Sapphire Reserve credit card is super...