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WELLS FARGO IS A DANGER TO THE MIDDLE CLASS The Financialization of Everything Is Killing the Middle Class
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Capitalism Always Ignores Politics

Capitalism always ignores politics and significant social justice issues.  Rumor has it that Tesla Inc might move its headquarters to Austin, Texas.   The company held its annual shareholder meeting there yesterday.  Oracle, Apple (second-largest campus), Charles Schwab, and many more Silicon Valley companies have moved to Texas over the past couple of years.   Moreover, many […]

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All You Need to Know about the Financial crisis of 2007-2008

The financial crisis of 2007-2008 has lasting economic impacts.  In the fall of 2008, the US gross domestic product (GDP) fell by 4.3 percent. Two well-researched academic papers proposed a different reason for the Great Recession. The paper by Professor Baijnath Ramraika and Michael Benatar, titled “Real Estate Prices, Subprime Lending and Financial Crisis: Lessons […]

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American Middle Class

Another Major City Piloted Universal Basic Income

Universal basic income (UBI) or guaranteed income has been gaining more and more momentum since then-presidential candidate Andrew Yang made it the cornerstone of his 2020 presidential run.   UBI promises to give people a fixed amount of money every month with no strings attached or stipulations on how to spend it.  According to Bloomberg, at […]

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Robinhood-GameStop Hearing & Payment for Order Flow

The GameStop, r/WallStreetBets and Robinhood’s saga last month dampened Robinhood IPO hope and fractured its “Investing for Everyone” slogan. The revolt against the popular trading platform might not be warranted. In case you missed GameStop, r/WallStreetBets, and Robinhood Mayhem, here is a recap. Members of the subreddit WallStreetBets were bullish on  GameStop’s stock.  They thought […]

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American Middle Class

Will the Real Middle-Class Joe Please Stand UP

Joe Biden will not cancel student debt because he has never really supported the middle class.   President Joe Biden had his first town hall on February 16, 2021. In response to a popular question from one woman in the audience on student debt forgiveness, the President said he would not support $50,000 in student debt […]

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  • Finance / Aug 17, 2019

    THE GIG ECONOMY CREATES A PERMANENT UNDERCLASS

    Unlike traditional corporations that value those who work for them as human resources, the gig economy has humans who serve as middlemen between them and their clients. The gig economy, which consists of a collection of applications aka the “App,”...

  • Finance / Aug 13, 2019

    5 REASONS IT’S SO HARD FOR LOW-INCOME INDIVIDUALS TO MOVE UP TO THE MIDDLE CLASS

    Too many low- and moderate-income individuals don’t have bank accounts. The scarcity of blue-collar jobs impedes the low- and moderate-income individuals to move up to the middle class. Lousy credit scores make most of the financial transactions the low- and...

  • American Middle Class / Aug 13, 2019

    ARE YOU PART OF THE MIDDLE CLASS? USE THIS CALCULATOR TO FIND OUT?

    Are you part of the middle-class?  Most of us think they are; now, you can confirm your status. Let’s be honest climbing the socioeconomic ladder, and staying there has not been easy. Rising rents, education, and healthcare are parts of...

  • Business / Aug 12, 2019

    WELLS FARGO IS A DANGER TO THE MIDDLE CLASS

    Wells Fargo is hurting more than helping their middle-class clientele. People with checking and savings accounts are more likely to become homeowners, move up a rung on the socioeconomic ladder, or start a new business. According to Violation Tracker, Wells...

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American Middle Class / Sep 26, 2022

How Do You Build Wealth: Invest in Real Estate

How Do You Build Wealth:  Invest in Real Estate is the latest article from our...

American Middle Class / Sep 14, 2022

What Does the Hot Inflation Report Mean for the Housing Market

The benchmark 30-year fixed mortgage might hit 7.5% by the end of the year. Rate...

American Middle Class / Sep 11, 2022

How Do You Build Wealth: Invest in Financial Assets

How Do You Build Wealth:  Invest in Financial Assets is the latest article from our...