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You hear it all the time: “Your credit score is important.” Yet, too many people still don’t understand the factors that go into that three-digit number....
Credit Score Breakdown: FICO and Vantage Scores Credit scores are essential tools for assessing an individual’s creditworthiness. Two of the most widely used scoring models are...
Worrying about your credit score or FICO score might seem like a mixed priority right now because the world is amidst of a pandemic. However, an...
Being a licensed barber can increase your credit score; credit-reporting company Experian wants to use alternative data to boost your credit score. Avoid shady credit repair...
Six simple ways to build an 800 credit score is a list everyone can implement. Best of all, it costs nothing — no need to hire...
You can feed a full house without making your card issuer fat and happy. The trick isn’t starving the table—it’s starving the waste. Why the Table...
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Travel is where good budgets go to die. Prices spike, emotions run hot, and suddenly you’re financing nostalgia at 24% APR. This plan keeps the trip—and...
By Article Posted by Staff Contributor
You already know the punchline: they cost more than we planned—financially and emotionally. Between Halloween, Thanksgiving, Christmas, and everything in between, too many middle-class families overspend,...
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You don’t need more “doorbusters.” You need a plan that keeps you out of the interest trap. Real deals exist, but most of what you’ll see...
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Reality Check: The Payment You Can Breathe With You don’t need another “rate hack.” You need a mortgage payment that lets you sleep. Too many of...
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Reality Check You sold the old house but the new one closed first. Now you’re sitting on a chunk of cash and a monthly payment that...
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You can tell a lot about someone’s economic standing by their mortgage application. The size of the down payment. The type of loan. The number of...
By MacKenzy Pierre
Reality Check You don’t wake up planning to get scammed. No one does. It starts with a “fraud alert” text that looks real, a too-slick investment...
By Article Posted by Staff Contributor
If your property tax bill jumped like it found a pre-workout, don’t just grumble—appeal it. Assessments aren’t infallible. They’re models, with human inputs. That means they...
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The Fast Answer (Start Here) If your current first-mortgage rate is meaningfully lower than today’s, keep it. A HELOC (or fixed second) lets you access equity...
By Article Posted by Staff Contributor
You can feed a full house without making your card issuer fat and happy. The...
Travel is where good budgets go to die. Prices spike, emotions run hot, and suddenly...
You already know the punchline: they cost more than we planned—financially and emotionally. Between Halloween,...