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Credit reports and scores are critical components of an individual’s financial health and play a significant role in determining their ability to access loans, credit cards,...
As a college student, you’re probably thinking about your future and how to ease the move into adulthood. Aside from thinking about future employment, one thing...
Your credit report is your virtual first impression. Lenders start painting a picture of you the moment they see that credit score. Insufficient credit, high...
Buying a car is one of the primary desires of most people. Luckily, it is effortless to buy a new or used car with car finance...
According to data from Experian, the average credit score in America is 688, which is one of the big 3 credit agencies. Equifax and Transunion are...
Too many of you are stressed about money and think it’s because you “just need to budget better.” That’s not the full story. You’re living through...
By Article Posted by Staff Contributor
Reality Check If you’re the first in your family to go to college, you don’t just pick a major—you pick a financing model. And that choice...
By Article Posted by Staff Contributor
Reality Check You shouldn’t need a translator to pay for college. Yet for too many middle-class families, the FAFSA feels like a maze with moving walls—new...
By Article Posted by Staff Contributor
Reality Check You’re looking at your budget and your chest gets tight. Rent, groceries that cost more than last year, childcare, car insurance. And now those...
By Article Posted by Staff Contributor
Reality Check Your paycheck stops; your life doesn’t. It’s Day 31 of the shutdown. Rent is due today, the daycare draft hits tomorrow, and you’re staring...
By Article Posted by Staff Contributor
The Plain‑English Take There was a time when a steady paycheck, a pension, and a gold watch weren’t a fantasy. They were the deal. If you...
By FMC Editorial Team
Most middle-class households aren’t “bad with money.” They’re paying a quiet tax in fixed costs and frictions—housing, healthcare, childcare, and high-APR debt—that eat the raise before...
By Article Posted by Staff Contributor
Why this matters (more than your will) A once-a-year habit that keeps your intentions aligned with your paperwork—and your family out of avoidable messes. For a...
By Article Posted by Staff Contributor
Reality Check You don’t need another lecture. You need a plan that works in the middle of real life—when the rent is due, the car needs...
By Article Posted by Staff Contributor
You’ve got a will for the house and the car. Good. But what about the stuff that actually runs your life—email, bank logins, bill-pay portals, cloud...
By Article Posted by Staff Contributor
Too many of you are stressed about money and think it’s because you “just need...
Reality Check If you’re the first in your family to go to college, you don’t...
Reality Check You shouldn’t need a translator to pay for college. Yet for too many...