American credit cardholders carry, on average, about $6,000 in credit balances, but 40% of them don’t know the interest rate that they are paying on such...
Large credit limits let cardholders plan their finances better. They can lower their credit utilization, increase their credit scores, access interest-free short-term loans, and build an...
Credit card balance-transfer offers are arriving less and less in credit card user mailboxes. The major credit card issuers, including Bank of America, Barclays, JPMorgan Chase,...
The good debt versus bad debt debate is old and settled, at least that’s what we fought. Forever now, there has been a consensus agreement amongst...